> ## Documentation Index > Fetch the complete documentation index at: https://docs.upflow.io/llms.txt > Use this file to discover all available pages before exploring further. # Money flow overview > Understand how Upflow card and direct debit payments transit through Stripe processing, accrue on your balance net of fees, and pay out to your bank daily. This article provides a functional overview of how funds move from your customer's bank to yours through our processing infrastructure and related operations. Please refer to your [integration-specific section](https://support.upflow.io/hc/en-us/categories/13815951388945-Integrations) to understand how these movements are reflected & synchronized back to your systems for accounting. # Basic overview When you collect online payments via Upflow, funds don't land directly on your bank account as they first transit over our processing infrastructure. The physical transfer of funds happens automatically in 3 simple steps: Diagram of the money flow when accepting online payments through Upflow: customer pays, Stripe processes, funds settle to your bank account 1. Payment is authorized & captured, whether manually by your customer or automatically through [Autopay](/en-us/payments/collect-online-payments/collecting-automatically-with-autopay). 2. Funds are added to your payment account balance, minus applicable processing fees. 3. Funds collected are "paid out"/deposited to your bank account in daily batches. Example for a US-based organization receiving 2 card payments of \$1,000 each from different customers: 1. Your customers' cards are debited for \$1,000 each. They automatically receive a payment receipt from your Upflow platform. 2. Funds captured are immediately added to your payment account balance for 2 x \$1,000 minus processing fees, e.g. \$1,930. 3. Your full payment account balance is paid out to your bank account. You will receive a bank transfer of \$1,930 in the next few days.